Entrance and Exit Counseling Information
Direct Loan Entrance Counseling
Direct Loan Entrance Counseling is a mandatory information tutorial which explains the responsibilities and rights of student borrowers. Entrance Counseling must be completed online at www.studentloans.gov before students can receive their first federal student loan disbursement.
During entrance counseling, students will learn about the following:
- What a Direct Loan is and how the loan process works
- Managing your education expenses
- Other financial resources to consider to help pay for your education
- Your rights and responsibilities as a borrower
All students who are first-time borrowers of a Subsidized or Unsubsidized Stafford loan under the Federal Direct Loan Program will be required to complete Entrance Counseling.
Also, Graduate students who are first-time borrowers of Direct Grad PLUS Loans are required to complete Entrance Counseling, even if they have previously completed counseling as an undergraduate student for Direct Subsidized and Unsubsidized Stafford Loans.
Completion of Direct Loan Entrance Counseling is documented electronically by the Financial Aid Office.
Direct Loan Exit Counseling
Direct Loan Exit Counseling is a mandatory information tutorial that is required of all student borrowers who are graduating, withdrawing, or dropping below half-time enrollment. Exit Counseling, which helps prepare students for loan repayment, is required by law, and must be completed online at www.studentloans.gov before graduating student borrowers can receive their college diplomas.
Students must repay their federal student loans even if they:
- didn't complete their program of study
- can't find employment after graduation, and/or
- aren't satisfied with the education or other services paid for with federal student loans
The Financial Aid Office provides Repayment and Default Prevention information to all students who are required to take Exit Counseling. For more information on student loan repayment, click on this link: https://studentaid.ed.gov/repay-loans
Completion of Direct Loan Exit Counseling is documented electronically by the Financial Aid Office.